Finance Solutions for Fire Departments

Firefighters save lives and keep communities safe. Protecting people and property takes hard work, skill, and dedication. It also takes the right equipment. With Baystone, both independent and municipal fire departments can finance new and used equipment, consolidate or refinance debt, and finance nearly anything from fire stations to trucks to turnout gear.

Independent Fire Departments

Baystone knows that independent fire departments face the same risks and responsibilites as any other department. However, they often deal with smaller budgets and more unpredictable funding obstacles. We also realize that being a volunteer firefighter is often another full-time job. Unlike many financing companies, we don't expect independent fire departments to navigate the ins and outs of financing on their own. Even without formal financial statements, we can work with our clients to get the necessary information and close the deal.

Municipal Fire Departments

Whether it is for a truck, station, or equipment, municipal departments often need funding fast to protect the public. Because we are a division of a bank, at Baystone we have the financial strength, industry knowledge, and customer service commitment to get departments what they need, when they need it. We can set up a construction draw account to build a new station or substation. And while we understand that the municipal decision-making process can be a lengthy one, you will find that Baystone makes lease purchase financing as quick and smooth as possible.

“They deal with emergency equipment and apparatus day in and day out, more so than most others. They already can identify with our needs when we call because of their experience in our field. Baystone understands change orders and delivery dates, and they are flexible with delays. Baystone is our lending institution for our fire trucks.”

Jeff Smith, Galveston Fire Department, Galveston, TX